Refinance Your Austin Mortgage — See What You Could Save
Rate-and-term, cash-out, FHA streamline, VA IRRRL. Texas 50(a)(6) experts. NMLS #513013.
What happens next
- Send the short version. Current balance, rate, and goal — about a minute, no documents, no credit pull.
- Adam runs the real numbers. Rate-and-term, cash-out, or streamline — priced across 40+ wholesale lenders, not one bank's sheet.
- You get a straight answer. If the refinance doesn't pencil, he'll tell you that too.
Get My Free Quote
No credit impact. No obligation. Responses within 1 business day.
Four ways to refinance
Rate-and-Term
Lower your payment or shorten your term. Most straightforward refi — replace your existing loan with a better rate, same balance.
Cash-Out
Access your equity for any purpose — renovations, debt consolidation, investment property. Conventional allows up to 80% LTV.
FHA Streamline
Minimal docs, fast close for existing FHA loans. No appraisal required in most cases. Timeline depends on program, investor requirements, title, and documentation.
VA IRRRL
Fastest, cheapest refi available for veterans. No appraisal, no income verification, minimal paperwork. For existing VA loans only.
⚠️ Texas Cash-Out Rules (Section 50(a)(6))
Texas has unique constitutional rules for cash-out refinances: 80% LTV maximum, 12-day mandatory waiting period, 3-day right of rescission after closing, and additional closing requirements. These rules protect homeowners but require a Texas-experienced lender. We know them cold — we'll walk you through every step.
What refinancers say
"Adam's team helped us through the refinance process from beginning to end. They were very easy to work with and answered any and all questions in a timely and friendly manner. I would highly recommend them to anyone who is considering a refinance."
"We refinanced our home with Adam and saved over $400 per month. The process was seamless and his team handled everything. Best decision we made this year."
"Refinancing felt overwhelming until we connected with Adam. He broke everything down, showed us exactly how much we'd save, and got it done fast. So grateful!"
Want to run the numbers before you call?
Calculate Your Savings →Prefer to talk first?
Calls go to Adam and his team directly. No call center, no phone tree.