Affordability Calculator
Based on income, DTI limit, and monthly debts. Enter exact amounts or use the sliders to update your estimated payment and price.
Your numbers
Max monthly housing payment (incl. est. taxes & insurance)
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Est. max home price (approx.)
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Rule of thumb: property tax ~2% of price ÷ 12.
Estimate assumes a ~7% rate, 30-year term, 5% down, ~2% property tax, ~0.5% homeowners insurance, and your selected DTI as the total debt cap. Excludes HOA and mortgage insurance. Not a pre-approval.
- Gross monthly income—
- Monthly debts—
- DTI used—