Affordability Calculator

Based on income, DTI limit, and monthly debts. Max payment and estimated price update as you move the sliders.

Your numbers

Max monthly housing payment (incl. est. taxes & insurance)
Est. max home price (approx.)

Rule of thumb: property tax ~2% of price ÷ 12.

Estimate assumes a ~7% rate, 30-year term, 5% down, ~2% property tax, ~0.5% homeowners insurance, and your selected DTI as the total debt cap. Excludes HOA and mortgage insurance. Not a pre-approval.

  • Gross monthly income
  • Monthly debts
  • DTI used

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Want the Real Number?

Send your income type, monthly debts, price range, and down payment. Adam will tell you what is realistic before a full application.

Send Your Scenario Call (512) 956-6010