Austin First-Time Buyers: You May Qualify for Up to $25,000 in Down Payment Help

Most buyers have no idea these programs exist. Download the free guide and find out if you're eligible — takes 60 seconds.

Get the Free Austin DPA Guide

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What's in the Guide

  • Which Austin DPA programs are open right now — and exactly who qualifies
  • The "Do I Qualify?" checklist: 5 questions that take 2 minutes to answer
  • How to get the grant without adding a second monthly payment

The Quick "Do I Qualify?" Check

Most Austin first-time buyers qualify and don't know it.

First-time buyer (or haven't owned a home in the last 3 years)
Household income under $167,000 (Travis County — most Austin households qualify)
Credit score 620 or above
Buying in Austin or Travis County

If you checked 3 or 4 of these, you likely qualify. Get the guide.

"I've helped Austin buyers close with as little as $3,000 out of pocket using these exact programs."
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Programs Covered in the Guide

The guide explains each program in plain English — no jargon, no fine print buried at the bottom.

TSAHC

Home Sweet Texas

Up to 5% of the purchase price as a true grant — no repayment, no second mortgage. Eligible households earning up to $167,250 in Travis County.

TDHCA

My First Texas Home

Up to 5% as a deferred second mortgage at 0% interest. No monthly payment — deferred until you sell or refinance.

City of Austin

Austin DPA Program

Up to $40,000 as a forgivable loan for income-restricted buyers. Most restrictive income limits — but the largest assistance amount available.

Program availability and limits subject to change. Verify current terms at program websites before applying. Eligible buyers may receive up to program maximums — actual amounts depend on purchase price and qualifying criteria.