Estimates only; confirm with title/escrow and lender requirements. Aggregate adjustment methodology varies by servicer.
Refinance Closing Costs Quick Calculator
Rate & Term Refinance — Enter your numbers, get instant estimates
Loan Info
Loan Amount ($)
Optional; used for per-diem & points calc
Estimated Closing Date
Note Rate (%)
Manual Per-Diem Override ($)
If entered, overrides rate calc
Computed Per-Diem
Escrows
ON
Taxes & Insurance
Annual Property Taxes ($)
Annual Hazard Insurance ($)
Monthly HOA ($)
Optional; not escrowed unless checked below
Escrow HOA
Collect full annual hazard premium at closing (prepaid, not escrowed)
Collect taxes & insurance as prepaids anyway
Lender Fees
Origination Fee
Underwriting Fee
Processing Fee
Application Fee
Admin Fee
Discount Points (%)
Discount Points ($)
Auto-computed from % if loan amount entered
Third-Party Fees
Appraisal
Credit Report
Doc Preparation Fee
Flood Certification
TX Attorney Fee
Settlement Agent Fee
Title Search
Title Endorsements
Recording Fee
Title
Lender's Title Policy ($)
Enter manually; rate-table lookup can be plugged in later
Credits
Lender Credit ($)
Enter as positive; applied as reduction
Seller / Other Credits ($)
Closing Costs Summary
Lender Fees
$0.00
Third-Party Fees
$0.00
Lender's Title Policy
$0.00
Prepaids
$0.00
Initial Escrow Deposit
$0.00
Total Costs
$0.00
Credits
-$0.00
Est. Cash to Close
$0.00
Detailed Breakdown
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