Send Me Your Scenario

The file a bank already said no to. The self-employed deal nobody else will touch. The DSCR portfolio you want to scale. Tell me what's going on — upload anything that helps — and I'll tell you what's actually possible.

★★★★★ 5.0 from 92 Google reviews ★★★★★ 4.98 from 45 Zillow reviews 1,000+ Loans Closed 40+ Wholesale Lenders

What I close that banks won't:

  • Self-employed and 1099 income that doesn't show well on tax returns
  • S-corp, LLC, and K-1 partnership owners with complex returns
  • DSCR investor loans — qualify on property cash flow, not personal income
  • Jumbo and high-net-worth files up to $4M+
  • Asset depletion for retirees and high-asset borrowers
  • VA, FHA, conventional — when speed and pricing matter

Tell me about the file

The more you can share up front, the faster I can tell you exactly what's possible. Takes about 2 minutes. Optional file upload is encrypted in transit.

About you

The loan

The story

Plain English is fine. The more context, the better I can route the file.

Tax returns, bank statements, pay stubs, prior lender denial letter, P&L, or anything else that tells the story. PDF, JPG, or PNG. Up to 8MB per file.

★★★★★ Reply within 1 business hour · 1,000+ loans closed · 40+ wholesale lenders

No credit pull. No obligation. No judgment if a bank already said no.

What happens after you submit

1

Adam reads it personally

No call center, no junior LO. I review the scenario and any uploads myself.

2

Quick callback or text

Within 1 business hour during weekdays. Tell me what you need clarified, what programs fit, and what comes next.

3

Clear next step

You get a straight answer on whether this file is workable — and the exact docs needed to move forward. No pressure to formally apply.

Prefer to talk first?

I personally take calls. No gatekeeper.