Choose the easiest way to start.
Send me the short version if you want guidance first, or answer a few questions in my secure online portal if you are ready to move. The portal usually takes 7-9 minutes and helps make our first call more efficient.
What I close that banks won't:
- Self-employed and 1099 income that doesn't show well on tax returns
- S-corp, LLC, and K-1 partnership owners with complex returns
- DSCR investor loans — qualify on property cash flow, not personal income
- Jumbo and high-net-worth files up to $4M+
- Asset depletion for retirees and high-asset borrowers
- VA, FHA, conventional — when speed and pricing matter
Answer a few questions in my secure online portal
Best if you are ready to get the file moving. It usually takes 7-9 minutes and keeps everything in the secure system I use for pricing, documents, and pre-approval.
Answer the basics
Use the secure portal for purchase, refinance, self-employed, jumbo, DSCR, VA, FHA, or conventional files.
I review it personally
No call center. I look for the cleanest program path and where a bank may have missed the file.
Our first call gets sharper
Pre-approval, document list, pricing comparison, or a quicker call because I already have the basics in front of me.
★★★★★ 5.0 Google rating · 1,000+ loans closed · 40+ wholesale lenders
Prefer a human first? Call (512) 956-6010 or book 15 minutes. This is not a commitment to lend. All loans are subject to credit, property, and underwriting approval.
By Adam Styer, NMLS #513013 · Senior Loan Officer, Adam Styer | HyperSmart Home Loans · Austin, TX · 1,000+ loans closed since 2017 ·
Want me to look first? Send Adam the short version instead: name, phone, email, and a few sentences about the file. You can also call (512) 956-6010, email adam.styer@hypersmart.loan, or book 15 minutes.