Start here.

If you are ready to move, use the secure online portal. If you want me to read the situation first, send a short note with your name, phone, email, and what is going on.

★★★★★ 5.0 from 92 Google reviews ★★★★★ 4.98 from 45 Zillow reviews 1,000+ Loans Closed 40+ Wholesale Lenders

What I close that banks won't:

  • Self-employed and 1099 income that doesn't show well on tax returns
  • S-corp, LLC, and K-1 partnership owners with complex returns
  • DSCR investor loans — qualify on property cash flow, not personal income
  • Jumbo and high-net-worth files up to $4M+
  • Asset depletion for retirees and high-asset borrowers
  • VA, FHA, conventional — when speed and pricing matter

Use the secure online portal

This is the best path when you are ready to get the file moving. It keeps everything in the system we actually use for pricing, documents, and pre-approval.

1

Start here

Use the secure portal for purchase, refinance, self-employed, jumbo, DSCR, VA, FHA, or conventional files.

2

I review it personally

No call center. I look for the cleanest program path and where a bank may have missed the file.

3

You get the next move

Pre-approval, document list, pricing comparison, or a quick call if something needs to be talked through.

★★★★★ 5.0 Google rating · 1,000+ loans closed · 40+ wholesale lenders

Prefer a human first? Call (512) 956-6010 or book 15 minutes. This is not a commitment to lend. All loans are subject to credit, property, and underwriting approval.

By Adam Styer, NMLS #513013 · Senior Loan Officer, Adam Styer | HyperSmart Home Loans · Austin, TX · 1,000+ loans closed since 2017 ·

Not ready for the portal? Send me the short version instead: name, phone, email, and a few sentences about the file. You can also call (512) 956-6010, email adam.styer@hypersmart.loan, or book 15 minutes.

Send the short version

Not ready for the portal? Send me your contact info and a few sentences. Plain English is fine.

Email Adam Instead

What happens after you start

1

Adam reviews the real file

No call center, no junior LO. I look at the application and identify the cleanest program path.

2

Quick callback or text

If anything needs context, I reach out directly so we can sort it out before underwriting.

3

Clear next step

You get a straight answer on whether the file is workable, what documents are needed, and whether we can issue a pre-approval.

Prefer to talk first?

I personally take calls. No gatekeeper.