Refinance Cost Calculator Austin TX

Loan Info

Loan Amount ($)

Optional; used for per-diem & points calc

Estimated Closing Date

Note Rate (%)

Manual Per-Diem Override ($)

If entered, overrides rate calc

Computed Per-Diem

Escrows ON

Taxes & Insurance

Annual Property Taxes ($)

Rule of thumb: ~2% of home value ÷ 12.

Annual Hazard Insurance ($)

Monthly HOA ($)

Optional; not escrowed unless checked below

Escrow HOA

Collect full annual hazard premium at closing (prepaid, not escrowed)

Lender Fees

Origination Fee

Underwriting Fee

Processing Fee

Application Fee

Admin Fee

Discount Points (%)

Discount Points ($)

Auto-computed from % if loan amount entered

Third-Party Fees

Appraisal

Credit Report

Doc Preparation Fee

Flood Certification

TX Attorney Fee

Settlement Agent Fee

Title Search

Title Endorsements

Recording Fee

Title

Lender's Title Policy ($)

Enter manually; rate-table lookup can be plugged in later

Credits

Lender Credit ($)

Enter as positive; applied as reduction

Seller / Other Credits ($)

Refinance Closing Costs Quick Calculator