Buying a home in Texas
Buying a home in Austin? Start here.
Start with a purchase scenario review, whether this is your first home, your next home, or the house you already rent. A pre-approval letter requires a separate application, credit review, and verification.
Short review: Share your plans here. No documents or credit pull.
Ready to proceed? The secure My1003 application collects the details for a formal loan review.
Prefer to talk? Call or text (512) 956-6010
Send Your Scenario
Estimates are fine. Leave unknown figures blank. Only fields marked * are required.
This short review is not a loan application, pre-approval, or commitment to lend. Privacy
By Adam Styer, NMLS #513013 · Senior Loan Officer, Adam Styer | HyperSmart Home Loans · Austin, TX · 1,000+ loans closed since 2017 ·
What is the difference between a scenario review and pre-approval? The short form above helps Adam understand your purchase plans. It requires no documents or credit pull and does not issue a pre-approval letter. For formal pre-approval, use the secure application; credit, income, assets, and other file details must be reviewed. Read the pre-approval guide.
Why Austin buyers choose Adam
A Clear Starting Point
Share a few useful details and get straightforward guidance on the best next step for your goals.
Mortgage Broker Advantage
I compare available wholesale lending options for your scenario and explain the tradeoffs. As an independent broker, I work for you — not a single institution.
Guidance for Every Borrower
From a first home or simple refinance to an investment or more tailored scenario, Adam helps you find the right path.
What buyers say
"Adam and his team were very responsive, always available, and quick to answer my questions. They work quickly and get you as far as they can through the approval process so that your offer looks more competitive to the seller."
"Adam was very knowledgeable and offered us a very competitive rate. We already had a pre-approval letter with another lender but in the end went with Adam. He took the time to explain different rates, put it together in a nice overview and even recorded a short video explaining things."
"As first-time buyers, we were nervous about the process. Adam walked us through every single step and made it so easy to understand. He found us an amazing rate and closed on time. Could not recommend him more!"
Prefer to talk first?
Calls go to Adam and his team directly. No call center, no phone tree.
What should you know before starting?
Does sending a scenario require documents or a credit pull?
No. The short form collects your plans and contact details. Do not upload sensitive documents. A formal loan review and any required credit review are separate steps.
When should I start the secure application?
Use the secure My1003 application when you are ready to provide the details for a formal loan review. Submitting an application does not guarantee approval or a particular rate.